ZamReal is privileged to host some of the foremost professionals working in the Zambian property industry. As the goal of our forum is to enrich the working experience of our delegates through relevant information, detail-orientated insights, we take great care in selecting a high caliber of speakers, who, in many respects, set the tone for the day. Furthermore, as a speaker you get the most visibility and the most significant corporate brand exposure. If you would like to get in touch with us about speaking at ZamReal, please contact Kfir Rusin at firstname.lastname@example.org.
A capable, enthusiastic Civil engineer well vested with knowledge in management and implementation of governments strategic policies, project preparation, project implementation, Management and project monitoring and evaluation including prior and post reviews of all procurement and project documents for projects funded by both the Zambian Government and Cooperating Partners including World Bank, European Commission, DANIDA, Africa Development Bank, Development Bank of Southern Africa and KFW.
I am the Founder and Chief Executive Officer of Credit Rating Agency Limited (CRA), Zambia’s first ever credit rating company, that rates the credit worthiness of banks, non-corporate, insurance companies, SMEs and Governments. My responsibilities include: to provide overall leadership and direction to this young company which is the only one of its kind in Zambia where I am also responsible for business development and customer acquisition, developing and implementing the company’s strategic plan.
My Vision for Lusaka City Council
Overarching objective is to transform Lusaka City Council into a Council that is:
“Responsive to the needs, interests and aspirations of individuals and stakeholders within its community…and seek to ensure that Council resources are used prudently and distributed equitably.”
Mr. Anderson Zulu is Director of Projects at National Housing Authority (NHA). He holds a Bachelor of Architecture degree from the Copperbelt University. He has attended various continuous professional competence training events on infrastructure development, energy saving, green buildings, housing finance and competitive cities. He has over ten years work experience and begun his work career in a private Architectural firm where he worked on various projects encompassing our built environment. He joined NHA in 2009, wherein he has served in various capacities from Architect, Project Architect, and Construction Manager to his current position of Director of Projects. At NHA he has been involved in various large scale projects from feasibility, inception, proposal design, implementation stages as well as project management. His experience covers a wide range of buildings, residential, schools, industrial facilities, offices and shopping facilities. He possess a good knowledge of Architecture with awareness of the latest design trends, construction methods and materials as well as social values cardinal to the development of modern society.
He has attended and presented housing solutions at various forums locally and internationally. He recently participated in the revision of the 1996 National Housing Policy and in the formulation of the first ever Green Building Guidelines for Zambia yet to be launched.
Mr. Zulu has worked on a number of Housing solutions for the Zambian Citizenly, of particular interest; with the help of other technocrats, he has attempted to provide a whole-inclusive solution to the scarcity of land in cities, unplanned settlements, climate change and uplift the economy of residents through the formulation of Urban Renewal Concept; pilot project to be undertaken in Misisi-Kuku in Lusaka Capital City of Zambia.
Mr. Zulu also served as Honorary Treasurer for Zambia institute of Architects from 2010 to 2014 is currently a council member of the said institute.
Managing/Project Director of African Cityscapes Project Management whom was the Lead Consultant on the complete construction of 60-room boutique hotel The Urban on the Ndola Golf Course, Zambia and a 3200m2 retail center called Ndola Square. Before Starting ACPM, he worked as a Project manager on a luxury hotel and residential projects for Rani Resorts, he completed the Sonaref oil refinery and harbor in Angola, and phase 1 and 2 of Southview Park in Zambia. He started his career as Junior Quantity surveyor in a Professional Quantity Surveying firm in South Africa where after he moved to the Contractors side being a Senior Quantity surveyor on projects in the Southern Africa, ranging from schools, retail centers, hotels and housing developments. Basjan has completed project management mandates in South Africa, Mozambique, Tanzania, Angola & Zambia and on projects ranging up to $130m. He graduated from the University of The Free State (South Africa) with Distinction completing a Certificate / Diploma in Quantity Surveying, Construction Management, and Project Management.
Bonna Kashinga is a seasoned economist, property developer and former banker with over 15 years work experience and exposure covering the property, financial markets and accountancy services sectors. He has experience in property and real estate development & management, business development & management, business strategy, financial risk management, assurance services, business advisory, financial system regulation and supervision among others. He is a Partner at Urban Africa Property Group Limited (UAPG), a property development company specialising in the development of retail centres and hotels among which include Ndolaâ€™s best hotel, The Urban Hotel Ndola and the Ndola Square, a community convenience mall. Prior to joining UAPG, he was Project Head of Quantum Home Loans Limited and Solitaire Copperbelt Housing Limited, wholly owned housing finance and housing estates subsidiaries of First Quantum Minerals Group, a group listed on 3 global stock exchanges. He concurrently was also a Lusaka based business representative of Kalumbila Town Development Corporation Limited, the company developing and managing Kalumbila Town in North Western Province of Zambia. He previously was also Head Private & Executive Banking for Stanbic Bank Zambia (SBZ- a member of Standard Bank Group), Manager Compliance for SBZ and its subsidiaries. Before his stint at SBZ, Bonna was an Inspector-Financial Analysis at the Bank of Zambia (BoZ) with the responsibility of overseeing the supervision of 82 non-bank financial institutions. He was also a part-time lecturer in Financial and Management Accounting on the MBA program of the University of Lusaka. Prior to joining BoZ, Bonna was an Audit Senior at Deloitte in their Lusaka Office.
Bonna currently serves on a number of boards and committees of companies and institutions in Zambia among which include being an Executive Member of the Economics Association of Zambia (EAZ), a Board Member of the Public Private Partnership (PPP) Technical Committee of the Republic of Zambia & Chairman of the Technical Sub-Committee of PPP Board for the Republic of Zambia. He serves on the boards of UAPG and its subsidiary/ affiliate companies. He is a former Steering Board Member for the Business Linkages Programme under Private Enterprise Programme Zambia, a DFID backed initiative. Further, he is a current Board member of the alumni councils for the ZCAS University and David Kaunda National Technical School. Additionally, Bonna is also past Secretary and Management invitee of numerous Board level committees of SBZ and past Secretary of the Supervisory Policy Committee of BoZ, a committee which determines the regulatory and supervisory policies for the financial services sector in Zambia.
Bonna Kashinga is a holder of the Master in Public Administration degree from Harvard University and an Edward S. Mason Fellow in Public Policy & Management also from Harvard University. He is a past recipient of the Harvard Kennedy School International Student Merit Fellowship award. He also holds an MSc in Development Finance from The University of Manchester, UK and was a Bank of England DCE Fellow during his time at The University of Manchester. Additionally, he also holds a BA (Hons.) in Accounting & Finance and a Diploma in Professional Accounting both from Athlone Institute of Technology, Ireland.
Upon her return to South Africa at the start of 2013, Geri gained valuable experience by conducting market research in sub-Saharan Africa as a hospitality analyst. She joined Hilton in June 2013 as part of the development team to assist in realizing the growing number of opportunities on the African continent. Geri is responsible for securing exciting new projects in the SADC region. Prior to her return to South Africa, Geri was based in the United Arab Emirates for five years, focusing on development in the Middle East and North Africa hotel markets.
Hilton, present on the continent for over 50 years, currently operates 39 hotels in Africa and the Indian Ocean with ambitious plans to double that number within the next five years. The company has 43 hotels with more than 10,000 rooms in its Africa development pipeline.
Chisha is a Fellow of the Association of Chartered and Certified Accountants (FCCA), and a Fellow of the Zambia Institute of Certified Accountants (FZICA). She holds an International Certificate in Wealth and Investment Management from the Chartered Institute of Securities and Investments (CISI).
She is a Director of Personal Success Planning Ltd. A company with a mission and vision to Inspire, Empower and Equip Professionals with practical tools and resources on Personal Financial Management and Investments. Real estate is the cornerstone of an investment portfolio and she coaches professionals to ensure they are invested in cashflow producing property portfolios.
She also manages the property portfolio of the Lantana Group of Companies, which includes both residential and commercial properties.
Ms Lubasi is an associate member of the Law Association of Zambia and the Institute of Directors. A graduate from the University of Zambia with a Bachelor of Arts and a Bachelor of Laws.
Currently the Interim Managing Director and Board Secretary of the Lusaka South Multi Facility Economic Zone (LS-MFEZ) Limited. Prior to working for LS-MFEZ, Ms Lubasi was a land administrator in the public sector. She started her career as a lands officer in the government, she later joined LS-MFEZ in the same capacity before taking up her current position.
LS-MFEZ Limited is a Company incorporated by the Government of the Republic of Zambia to manage, operate and develop the Lusaka South Multi-Facility Economic Zone, which was set up to stimulate growth through foreign and local investments, research and innovation, be a center of excellence for business and investments, act as a place for new business formation and commercialization of R & D, promote Medium, Small and Micro – Enterprises (MSMEs), promote innovation, incubate new technology oriented business and, promote the establishment of links between industry, government, research and universities
Matongo Matamwandi is Director Investments at the Zambia Development Agency. He has more than 16 years senior management experience spanning across sales, marketing, business development and corporate strategy having worked and served on various Boards in the Sugar, Breweries, Tourism, Training and Education services industries.
He is a Chartered Marketer and a Fellow of both the Zambia Institute of Marketing (ZIM) and the Chartered Institute of Marketing (CIM) and an Expert in Kaizen.
Matongo holds a Master of Science degree in Marketing from University of South Wales, an MBA from Swiss eLearning Institute, a Bachelor of Arts degree in Economics and Development Studies from the University of Zambia and has a Post graduate Diploma in Marketing from CIM – UK. He is a final year Doctorate student specializing in Marketing
Investment Promotion & Facilitation with over 25 years specialist experience in the attraction and facilitation of Foreign Direct Investment (FDI) & Local Direct Investment (LDI), appraisal and analysis of investment projects. Served in various capacities across all the technical divisions and departments of the then Zambia Investment Centre, currently heading Investment Promotion Department of the Zambia Development Agency.
An excellent Business Development skills with ability to analyse trends in local and foreign direct investment flows to assess the magnitude, source, determinants, impact and direction of the economy; project profiling and facilitation of strategic business partnerships;
Manhattan-native Christopher Jannou is an award-winning hospitality entrepreneur, hotelier, investor and author. Jannou Group invests in a range of development sectors including media, hospitality and commercial property development throughout Africa.
The group includes The Urban Hotel Group, a pan-African rollout of a value chain of business hotels and long-stay residences (www.theurbanhotelgroup.com); Jannou Afrique, a developer of retail malls and commercial real estate; [R]evolution Media, sponsor of the Zambia International Property Expo and PropTek Afrika, yearly events facilitated with generous support from UNCTAD, The ILO/Green Jobs Program and the Embassy of Finland; and Business Intelligence, a corporate education and advisory company.
Jannou’s first book ‘The Internationalist: Globalization, the Age of Information and the Developing World Ascent’ (available on Ama-zon) is a sweeping look at the next surge of human and economic development as technology, globalization and demographics become defining forces. He regularly speaks at universities and conferences on themes related to technology and the New Economy, topics covered extensively in his book.
Jannou and his young family reside between New York and Africa.
Mwila, graduated with a BSc degree in Land Economy from the Copperbelt University in 2002 and proceeded to work for Knight Frank Zambia, an International firm of property consultants, for five years. He qualified and was registered as a Valuation Surveyor in 2004. He also served as Property Manager for Mukuba Pension Fund, a senior Management position reporting to the Board of Trustees. With encouragement from his partner and friends, he founded UPmarket Property Consultants in May 2007 and later resigned from Mukuba Pension to follow his dream and the run company on a full- time basis, in 2011.
He has over 10 years’ experience in the Zambian property market. A full member of the Surveyors Institute of Zambia (SIZ), board Member of the Valuation Surveyors Registration Board (VSRB), Zambia Property Owners Association (ZAPOA) and a full member of the Zambia Institute of Estate Agents (MZIEA).
Mr. Daniel Mulenga Katongo is Managing Consultant for Reeds Business Solutions, a firm of Chartered Accountants and Management Consultants, which provides business advisory services, mergers and acquisitions, public audits, accounting and taxation services to all business non business enterprises and organizations. He has developed various financial documents and accounting systems for various organizations and firms, including Knight Frank Zambia, where he was involved, and served as Finance and Property Director on the management of development of various property developments such as Crossroads Shopping Mall, Arcades Shopping Mall, large office complex, the famous Ellunda Office Park, Barclays Bank Pension properties, National Pension Scheme Authority Investment properties, Workers Compensation Fund properties, Kwacha Pension Fund properties, etc. He has further served as Lead Project Director for various assignment including development of Strategic Plan for Women for Change, 2006-2010, World Relief (Africa Works World Relief) financial systems, reviewing of accounting system for Albidon Mining, African Energy Resources, and further served as lead and engagement consultant for various large organization such as International HIV/AIDS Alliances, Communication Support for Health, Anglican Diocese of Lusaka, etc. He was further involved as one of the Lead Consultants on the mergers of Proflight Commuter Services and Avocet Air Charter,, also lead consultant for the creative training in Administrative and procurement system of Zambia Prevention, Care and Treatment(ZPCT)/Family Health International
He has served on several corporate boards including, Knight Frank International ( present Director), Zambia Institute of Chartered Accountants (ZICA Disciplinary Committee for 6 years), Barcalys Bank Pension Trust Funds ( Representing Knight Frank), Kwacha Pension Fund ( Representing Knight Frank),Finance Intelligence Centre, Chairing the Audit and Risk Committee, etc.
Daniel Mulenga Katongo, is a fellow member of both the Association of Chartered Certified Accountants and the Zambia Institute of Chartered Accountants (FZICA, FCCA, MSC Risk), has over twelve (12) years wide experience in international auditing and business consultancy. He has worked in both public practice and private industries, as well as in parastatal organisation, including Moores Rowland Chartered Accountants (Formerly Coopers & Lybrand) and Zambia National Tourist Board. He has specialised in auditing taxation corporate recovery, and other financial advisory services. Trained and certified participants under health systems 20/20. He is also certified trainer and advisor in institutional capacity building organized and certified by the Department of United States of America under the USAID.
Mr. Katongo is involved personally in the widest range of skills on a daily basis from Business advisory, mergers and acquisition, business research surveys, various types of audits, accounting, taxation and financial strategic formulation, and of all sector clients. He regularly advises international organisations on leasing, acquisition and development opportunities.
He was lead training consultant on financial management training for Small and Medium Enterprises of training workshop and seminar organised by Zambia Development Agency (ZDA)
Mr. Katongo also advises Global clients in London, South Africa and New Zealand, where he has carried out various consultancy work over the past seven years.
My name is Gift Mikandu Mukwenje (Ms), I am currently heading the planning department of Kabwe Municipal Council. I did my first degree studies from the Copperbelt University in Urban and Regional Planning and graduated in 2002. Then I went for further studies to the Netherlands at Erasmus University to pursue my Masters in Urban Management and Development in 2014, with a bias to Land management and Development.
The department works with the principal law called the Urban and Regional Planning Act number 3 of 2015 as well as other laws. It has a town planning unit that handles spatial and environmental planning, district planning unit that handles socio-economic planning issues, the survey section that handles issues of establishing boundaries and beacon identification as well as showing clients their stands once they are surveyed, a Development Control Unit that deals with Planning permission as well as Building inspection, a Rural Water and Sanitation Services unit that deals with issues of providing rural water to the residents of Kabwe.
Experienced Country Director with a demonstrated history of working in the commercial real estate industry. Skilled in Negotiation, Project Estimation, Feasibility Studies, Facility Management (FM), and Quantity Surveying. Strong community and social services professional with a Master of Business Administration
(MBA) focused in Business Administration and Management, General from Stellenbosch University/Universiteit Stellenbosch.
Fellow of the Chartered Institute of Bankers (UK), Fellow of the Zambia Institute of Banking and Financial Services.
Over 20 years experience in Banking and general management having held a number of senior management positions including MD Stanbic Bank, CEO ZCCM-IH, General Manager and CEO Lusaka Stock Exchange. He also served as an executive Director at Standard Chartered Bank Limited.He has also served as Director on Boards of several public and private sector institutions.
A Zambian National, Kambeu is based in Zambia and is part of a team responsible for growing the company’s dynamic portfolio of Commercial Property Finance. Outside South Africa, FNB currently has Subsidiary Banks in operation and under development in 7 countries in Africa.
An accomplished financial services professional dedicated to his calling, Kambeu Banda is Senior Manager Commercial Banking and Specialised Finance for FNB Zambia. With great mix of extensive skills and experience in the industry, Kambeu has served in various senior roles with over 8 years of experience in Business Development, Credit Policies and Specialised Finance.
Michael is the Director of Micmar, a major supplier of all electrical, hardware and building materials, mining equipment, tools and households items. Micmar is also involved in property development, having delivered several modern commercial and retail projects. Additionally he is also the Director of KroupWood, a leading manufacturer of hardwood and pine timber products, and KroupMining & Processing Co which is a mini copper processing plant in Solwezi, NW Province. Michael is also a Non-Executive Director at Centurion Zambia and the Honorary Consul General of Greece.
Mumeka M. Wright is an American-trained woman who returned to her native country, Zambia, twenty years ago to contribute to the growth of that nation. She has a BA in Sociology from Middlebury College in Vermont, USA and a Masters in Development Studies from the School of Oriental and African Studies at the University of London.
Mumeka has a broad experience in the manufacturing sector through running a family owned business that produced leather goods for the local market for over a decade. In addition, she has worked in the agribusiness sector to produce and process high value crops for sale to regional and international markets through commercial and contract farming.
She is the CEO of Camland Estates Limited, a joint venture between Zambian and Chinese nationals to provide affordable medium cost housing and plots in the capital city of Zambia, Lusaka.She is a member of the Zambian Property Owners Association.
Mumeka is married with two children aged 22 and 17 and a certified fitness instructor.
Mwiche Isaac Mudala is currently the Council Secretary/Town Clerk for Itezhi-Thezi Town Council, having worked as Director at both Lusaka and Ndola City Councils and at Kitwe Council in Zambia. He has special expertise in Private Public Partnerships as pertaining to the governing law and application and is also an experienced Project manager coupled with vast valuation and property management expertise. He poses vast skill in municipal and project finance with over 15years experience.
Education and Credentials
Predominantly educated in the built environment, Mwiche has a Masters Degree in Project Management obtained from New England College in the USA. He has a Bachelor of Science Degree from the Copperbelt University and the GCSE from Hillcrest technical School. Among other credentials, Mwiche holds International Certificates in real estate business from INSPEN, Malaysia and Management of MFEZs from China respectively. He is also an associate member of the Project Management Body of Knowledge and holds full membership of the Surveyors Institute of Zambia under the Valuation Chapter.
Mwiche has managed to help turn around the financial outlook of the three Councils he has worked for by joining a vibrant and robust team through bold negotiations and cutting edge project management techniques in infrastructure development and resource mobilization. Mwiche specializes in developing bankable documents to pre-qualify them for large scale financing under the PPP model and managed develop the RFP for Lusaka’s three mega projects.
Mwiche is a member of the change project team under the urban renewal that seeks to upgrade squatter settlements into planned settlements with decent amenities set for 2019. He is recently moved to Itezhi-tezhi a vantage Zambian tourist resort but badly in need of a good road network and currently holding high level talks at Government level to help open up this potential tourist destination and stimulate infrastructure growth and investment. Mwiche lives in Lusaka, Zambia.
Mwiya is Co-Founder and CEO of Thebe Investment Management, Zambia’s largest private investment firm, the developer of Nkwashi–the country’s largest real estate development, and among the largest in Southern Africa. Thebe is also a venture investor, it is focused on making socially impactful investments that seek to drive the advancement of African civilisation whilst remaining wholly commercial in their nature.
Together with her partner, Natasha established Zambiaâ€™s first niche practice law firm, Folotiya & Chiumya, specialising exclusively in corporate and commercial matters.Â Having built a significant property development practice within the firm, she is spearheading the Diaspora Connect Project which is aimed at revolutionizing the way Zambians abroad buy property back home through the use of technology. She is the former deputy chairperson of the Lands Tribunal where she, together with her colleagues, resolved land disputes from across the country thereby gaining extensive insight into land issues in Zambia. She is the chairman of Afb Zambia Limited, a subsidiary of the Afb group which pursues financial inclusion through innovation and technology in Ghana, Kenya, Uganda and Tanzania.Â Natasha holds an honours degree in law from the University of Warwick, UK and as a former Beit fellow, has a Masters in Business Administration (MBA) from the University of Cape Town, South Africa.Â
Based in South Africa, Nico is a seasoned Commercial Property Finance Professional. He is currently Sales Head of Commercial Property Finance in FNB South Africa.
With an extensive skill set, Nico has over 10 years of experience Business Development, Operations Management, Credit Policies and Specialised Finance.
Prior to joining FNB South Africa, Nico worked with Bond Origination and Finance Structural Companies, The BCE and Imperial Bank.
Oliver Saasa is Professor of International Economic Relations and Managing Consultant/CEO of Premier Consult Limited in Lusaka. Before he joined the Consulting World in 2000 by setting up Premier Consult Limited, Prof. Saasa served for 12 years as the Director of the Institute of Economic and Social Research at the University of Zambia.
A Rhodes Scholar, Prof. Saasa obtained his doctorate in 1983 from Southampton University in the UK. His doctoral thesis was on The regulation of transnational corporation in developing countries: A Comparative Analysis of national policy-making towards international investment in Zambia and Tanzania.
Prof. Saasa serves on many boards at both national and international levels. These have included the PTA Bank, Stanbic Bank (Zambia); and Public Service Pensions Fund. He is also Chancellor of Mulungushi University, one of the three public universities in Zambia.
Prof. Saasa has published widely in the field of trade, investment and international economic relations, concentrating in earlier years on regional integration and trade and investment promotion in Southern Africa. In the past 15 years, he has released several books on the relations between developed and developing countries, focusing primarily on aid and investment flows and donor-recipient structures and systems for aid management. He has advised the Zambian Government as well as regional countries in Southern Africa on development finance (including aid) vis-à-vis broader national and regional development. He serves as a consultant for many multilateral and bilateral institutions at the national and Africa-wide level.
A South African National, Simone is based at Carlson Rezidor’s Africa Development office in Cape Town, South Africa. Simone is part of the team responsible for growing the company’s dynamic portfolio of hotels and brands in across sub-Saharan Africa and the Indian Ocean Islands. Carlson Rezidor currently has 78 hotels in operation and under development in 29 countries in Africa – under either their upper upscale Radisson Blu brand, upscale lifestyle select Radisson Red brand, upper midscale Park Inn by Radisson brand or the luxury Quorvus Collection brand.
Simone was literally born into the hotel industry through her father who was a General Manager for Sun International Hotels & Casinos for many years under Sol Kerzner. Her own career in the hotel industry started in 2000 after being enrolled in an in-house training programme at the Savoy Hotel in London. Thereafter, Simone held management positions within hotel operations in South Africa and the United Kingdom with Relais & Châteaux and Starwood. In December 2008, Simone decided to see the world and took up the challenge of an on-board F&B Manager position for Etihad Airlines based in Abu Dhabi, UAE. In May 2011 Simone joined the Carlson Rezidor Hotel Group and now forms part of the fasting growing hotel group in Africa looking after 10 Anglophone countries some of which include Botswana, Ethiopia, Malawi, Namibia, Zambia & Zimbabwe.
Suhayl holds a Bachelor of Laws (LLB Hons) London and MBA (Finance) USA. Suhayl is a Senior Advocate having been admitted to the bar 18 years ago and has practiced as corporate lawyer representing top tier clients in litigations and advisory works in all aspects of civil law including company law, capital markets, banking and securitisations, employment law, family law, including realisations and enforcement of securities.
In addition, to his legal skills Suhayl also has substantial corporate finance experience as an adept senior banker and turnaround specialist having worked as a Corporate Recovery Manager & Development Consultant for Deloitte & Touche and as Senior Corporate Banker at Barclays Bank & Citibank. He has also worked for several years in the financing structures and M&A in large commercial and residential real estate projects in Zambia and the sub-Saharan region.
Sydney is Chief Executive Officer of Real Estate Investments Zambia Plc (“REIZ”) the first and currently only listed property company on the Lusaka Securities Exchange.
Prior to taking up the leadership role as CEO of REIZ, Sydney played an instrumental role in the growth of REIZ, formerly Farmers House Plc working as Chief Financial Officer and Company Secretary for the Company. He has a great mix of extensive skills and experience in the property real estate sector arising from his more than 15 years of experience in the industry. Sydney is a member of the Institute of Directors of Zambia, and Fellow of the Association of Chartered Certified Accountants as well as the Zambia Institute of Chartered Accountants. He is an MBA Finance finalist and holds a Bachelor of Accountancy Degree from the Copperbelt University.
A consummate financial services professional dedicated to his calling. He has led Zambian Home Loans from inception and is currently building it into a leading mortgage player in Zambia.
He is a Seasoned Banker with over 12 years’ experience in insurance, risk management and business development.
Prior to Zambian Home Loans, Twaambo worked at Barclays Bank Zambia Plc, where he served in various senior management roles among them Business Development & Strategy, bancassurance and consumer lending. In his last role at the Bank, he worked as Vice President/Head of Consumer Lending and Insurance.
Twaambo studied Economics and Statistics at the University of Zambia, and completed postgraduate studies in Actuarial Sciences at the University of Leicester in the United Kingdom.